"Without their help and guidance, I would have drowned in debt. I can't believe it is two years on and I have nearly cleared all my debts."
"They really do listen and understand, and they don't criticise or judge you."
"I would like to thank you for never judging me and for always being available when I needed the strength to carry on."
"HDAS got me to clearly see my finances in a new way and then showed me the way forward."
"A new payment plan which I can afford has been set up and all the threatening letters and calls have stopped!"
"They taught me how to manage my money and for the first time I feel in control."
"I am no longer worried, anxious or nervous, but instead am positively getting on with my life."
"When I first came into your office, I was really low and didn't know what else to do. You gave me the courage and tools to go forward and turn my life around."
"It has been a fantastic journey for me, and I have learnt so much about myself, especially my limits."